Apply for signature loan online
Obtaining a signature loan online is standard today. Signature loans online take place very quickly and, most importantly, you don’t have to leave the house to sign the loan agreement. Although many people may have some concerns about the security of written contracts, loan companies have ensured that all documents and their legality are properly secured. In this way, a loan agreement concluded via the Internet acquires the same legal force as any other document regulated by the Civil Code. What’s more, in accordance with current law, the contract can be concluded in any form that allows you to reproduce it. So how can we sign a non-bank loan agreement?
Concluding a loan agreement in writing will not always mean that you should personally go to the nearest branch. At the initial stage, usually, only a statement of will that the terms of the loan agreement are accepted, which often requires the introduction of a special authorization code sent by SMS to the number provided in the loan application – that’s why it is so important that the telephone number used to take the loan is registered in the named applicant for funding.
The electronic signature also allowed in online loans
The online loan agreement also allows the use of a qualified electronic signature – for example, at Harrison. To purchase such a signature, it must be purchased from one of the suppliers approved by the Ministry of Digitization, who will provide the signature with an appropriate certificate assigned to the user and recognized by all legal units throughout the country. This certificate is also a confirmation of the authenticity of the signature.
Contract signed by a proxy
Signing a contract by a proxy is not a solution often used for online loans, but you can still find it. This type of contract conclusion does not require signing, printing the contract or sending it by post. It is enough to mark the appropriate box when submitting the loan application, which entitles another person to sign the contract on behalf of the borrower. It is a one-time power of attorney and very purposeful because it gives legal force only when a specific contract is signed and only once. There is no fear that the attorney will use the privilege granted to him to sign any other document. In this way, the contract can still be signed at Wonga.