Talking about money is never easy. Many of us do not feel comfortable discussing their finances and often (more or less consciously) try to change the subject or postpone the conversation. They were wrong, because being able to talk calmly about money is very important, especially in the family. Let’s find out the reasons that inhibit us and 5 practical tips for overcoming the blockade.
The taboo of money
Several studies confirm that not talking freely about money is one of the main causes of stress and anxiety, a habit that creates unnecessary and easily avoidable problems in many families. In a survey conducted in the United Kingdom by Single Savings Guided Agency, 63% of respondents said that economic concerns affect the mental serenity of someone they care about. Learning to deal with naturally on the subject of money is therefore crucial, for all ages.
5 tips to start a conversation about money
Some small tricks can help us to overcome blockages and inhibitions, and to deal with arguments that make us uncomfortable. Here are 5 practical tips to start talking about money and carry on a conversation on the subject in a mature, constructive and conscious way.
1. Reorder your financial situation
We are often reluctant to talk about money because we don’t know where to start. Gathering all the information on our economic condition is the first step to clarifying and planning the future more consciously.
2. Be ready to talk, but also to listen
Speaking is important, but also listening is a source of wealth. Precisely for this reason the best way to start a conversation about money (but not only) is to open oneself up to confrontation and be ready to welcome the point of view and the stimuli offered by our interlocutors.
3. Find a place where you are comfortable
Physical spaces influence our mood. Whether it’s a park, a club or a museum, find a location where you feel comfortable and try to start the discussions that put you in difficulty.
4. Don’t raise the tone
Money often causes strong reactions. However, important discussions require calm and tranquility, so it is essential to avoid confrontation.
5. Take care of the people you love
Being able to talk about money helps to strengthen ties and remain united. Maintaining a positive, open and sincere attitude is in fact an indispensable step for sharing responsibilities, decisions and plans for the future.
Did you find our suggestions useful? Keep on following us, there are many new ideas and suggestions to optimize the management of your finances, make the most of your free time and protect your family’s serenity.
When the solution is a loan
Families have practical needs that must be discussed without censorship. A classic example is that of loans, which can prove to be valuable allies for dealing with unexpected expenses and difficult times. However, the idea of asking for help is often seen as a negative experience and a source of embarrassment. Nothing could be more wrong: delaying economic commitments can help us overcome anxieties and stress, provided we are sincere with our loved ones and turn to reliable professionals.